Financing services built for business owners

United Capital West LLC provides a set of direct lending solutions designed to help you manage cash flow, fund growth, and move quickly when opportunities arise.

Core Services

Direct lending solutions

Every business is different. Our services are built to give you options, from short-term working capital to longer-term funding for expansion.

Working capital

Flexible working capital facilities

Support day-to-day operations, manage seasonality, and maintain stability with access to structured working capital.

  • Funds to support payroll, inventory, and operating costs.
  • Financing aligned with your cash flow cycles.
  • Direct communication with a dedicated relationship team.
Growth

Growth and expansion programs

Invest in strategic initiatives like new locations, equipment, and technology with tailored growth financing.

  • Structured for multi-phase projects.
  • Options to align payments with project milestones.
  • Clear, transparent documentation.
Specialized

Industry-focused programs

Programs designed around the unique revenue patterns of service businesses, online brands, and other growing companies.

  • Financing that reflects your specific business model.
  • Evaluation that looks beyond one-size-fits-all metrics.
  • Ongoing support as conditions and needs change.
Process

How our lending process works

We combine responsible underwriting with technology to make the process as clear and efficient as possible. You always know what information is needed and where you are in the review process.

  • Initial conversation to understand your business and objectives.
  • Submission and review of financial documents and account information.
  • Discussion of potential structures and alignment to your cash flow.
  • Documentation, funding, and ongoing relationship support.
As part of this process, we may use secure automated tools, including systems that may function as an automatic telephone dialing system, to send informational updates and account-related communications. These tools help us deliver timely messages while honoring your communication preferences.
Communication

Staying connected throughout the lifecycle

United Capital West LLC uses email, phone, and SMS text messaging to keep you informed about applications, account status, and important notices. Some of these communications may be generated or sent by systems that qualify as an automatic telephone dialing system, which allows us to deliver consistent, timely updates.

Participation in SMS messaging is optional. You can choose whether to receive SMS messages, and you may opt out at any time by following the instructions in the messages you receive.