About United Capital West LLC

United Capital West LLC is a direct lender based in West Long Branch, NJ, focused on providing businesses with clear, reliable access to working capital and growth financing.

Our Story

Built around the needs of growing businesses

United Capital West LLC was founded to make business financing more transparent, straightforward, and aligned with how modern companies operate. Rather than relying solely on static metrics, we take the time to understand the story behind the numbers and structure capital solutions accordingly.

By working directly with our clients, we are able to provide responsive underwriting, clear communication, and financing structures designed to support long-term relationships, not one-time transactions.

Our values

Transparency

Clear, direct communication

We communicate in plain language so you understand your options, your financing structure, and each step in the process.

Partnership

Relationships over transactions

We aim to be a long-term capital partner that understands your business and supports your plans for sustainable growth.

Responsiveness

Thoughtful, timely decisions

Our team focuses on providing efficient responses while maintaining thorough, responsible underwriting standards.

Responsible use of technology and communications

United Capital West LLC uses secure systems and modern communication channels to deliver a streamlined experience. This can include sending informational updates, account-related alerts, and customer care messages using automated tools, including systems that may function as an automatic telephone dialing system.

We use these tools to communicate more efficiently with you while maintaining controls designed to protect your information and honor your communication preferences.

Your choices and preferences

You choose how we communicate with you. You may opt in to receive SMS text messages about your account, customer care, and promotional or marketing communications. You can also opt out of SMS at any time by following the instructions in the messages you receive.

Consent to receive SMS messages from systems that may use an automatic telephone dialing system is not a condition of working with United Capital West LLC or obtaining financing. Phone numbers and SMS preferences remain optional and under your control.

Initial conversation

Share details about your business, goals, and timeline so we can determine potential fit and next steps.

Review and structure

We review your information, explore financing structures, and outline a clear plan for moving forward.

Ongoing relationship

After funding, we remain available to discuss future needs and adjust financing as your business evolves.