Direct business financing • West Long Branch, NJ

Flexible capital built around the way your business actually operates.

United Capital West LLC is a direct lender helping small and mid-sized businesses access working capital, manage cash flow, and fund growth without layers of intermediaries.

Fast, streamlined decisions
Transparent terms
Relationship-focused underwriting
Financing solutions

Capital solutions for modern businesses

From short-term working capital to longer-term growth financing, United Capital West LLC designs direct lending solutions that fit where your business is today and where you want it to be tomorrow.

Working Capital

Flexible working capital lines

Access revolving capital to cover inventory, payroll, and day-to-day operating expenses without disrupting your cash flow.

  • Fund recurring operational needs
  • Align access to capital with revenue cycles
  • Draw and repay on a streamlined schedule
Growth & Expansion

Growth and expansion financing

Support strategic initiatives such as opening new locations, investing in technology, or expanding your team.

  • Structured to support multi-stage growth plans
  • Direct access to decision-makers
  • Clear line of sight into cost of capital
Specialized Programs

Industry-focused financing programs

Benefit from programs designed for the unique cash flow patterns of service providers, e‑commerce brands, and other growing businesses.

  • Structures tailored to your revenue profile
  • Option to align payments with seasonal trends
  • Support from a team that understands your sector
Why United Capital West LLC

Direct lending, clear communication

We believe access to capital should feel collaborative, not transactional. Our team takes the time to understand your business model, evaluate performance responsibly, and structure financing that supports sustainable growth.

  • Direct lender based in West Long Branch, NJ
  • Relationship-first approach to underwriting
  • Transparent, easy-to-understand documentation
  • Support throughout the full lifecycle of your financing

Ready to explore your financing options?

Share a few details about your business and a member of the United Capital West LLC team will follow up to discuss available programs and next steps.